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Create LBT Transaction

post https://sandbox.bluesnap.com/services/2/alt-transactions

The Create Local Bank Transfer (LBT) Transaction request obtains account details for a transaction. The shopper must complete the transaction. Their account is not immediately debited. For more information on Local Bank Transfer, refer to the Local Bank Transfer guide.


📘

Short payments

If the amount received from the shopper is less than the order total, this is considered a short payment. If a short payment requires your approval, send a Merchant Approve Transaction request with the transaction ID.

Try it in the API Explorer

Request Content

Send an alt-tansaction container, with the following:

      merchant-transaction-id     string    optional
     soft-descriptor     string    optional
     amount     decimal    required
     currency     string    required
     tax-reference string    optional
     vendors-info container    required if using marketplace vendor(s) (refer to vendors-info)
     payer-info     container    required if vaulted-shopper-id is not sent (refer to payer-info)
     vaulted-shopper-id     integer    required if payer-info is not sent
     local-bank-transfer-transaction     container    required (refer to local-bank-transfer-transaction)
     transaction-meta-data     container    optional (refer to transaction-meta-data)

Response Details

If successful, the response HTTP status code is 200 OK.
The response contains the request properties plus these additions:

      vaulted-shopper-id
     local-bank-transfer-transaction    (refer to local-bank-transfer-transaction)
     processing-info   (refer to processing-info)

Examples

Request Examples

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
    <amount>70</amount>
    <currency>USD</currency>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <country>us</country>
    </payer-info>
    <local-bank-transfer-transaction />
</alt-transaction>'

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
    <amount>70</amount>
    <currency>USD</currency>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <country>us</country>
    </payer-info>
    <local-bank-transfer-transaction />
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <transaction-meta-data>
        <meta-data>
            <meta-key>stateTaxAmount</meta-key>
            <meta-value>20.00</meta-value>
            <meta-description>State Tax Amount</meta-description>
        </meta-data>
        <meta-data>
            <meta-key>cityTaxAmount</meta-key>
            <meta-value>20.00</meta-value>
            <meta-description>City Tax Amount</meta-description>
        </meta-data>
    </transaction-meta-data>
    <merchant-transaction-id>abc123</merchant-transaction-id>
</alt-transaction>'

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
    <amount>70</amount>
    <currency>USD</currency>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <country>us</country>
    </payer-info>
    <local-bank-transfer-transaction />
    <vendors-info>
        <vendor-info>
            <vendor-id>10398032</vendor-id>
        </vendor-info>
    </vendors-info>
</alt-transaction>'

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
    <amount>75.60</amount>
    <currency>USD</currency>
     <tax-reference>048deff0-a285-47e1-bc39-42f79bf0095b</tax-reference>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <country>us</country>
    </payer-info>
    <local-bank-transfer-transaction />
</alt-transaction>'

Response Examples

<?xml version="1.0" encoding="UTF-8"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <amount>70</amount>
    <currency>USD</currency>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <country>us</country>
    </payer-info>
    <vaulted-shopper-id>19584260</vaulted-shopper-id>
    <local-bank-transfer-transaction>
        <local-bank-transfer-info>
            <swift-code>RABOUS66XXX</swift-code>
            <payment-reference>410000825969</payment-reference>
            <account-holder>Global Collect BV</account-holder>
            <bank-code>ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD</bank-code>
            <bank-name>Rabobank N.A.</bank-name>
            <country-description>United States</country-description>
            <bank-city>Ontario USA</bank-city>
            <bank-account-number>0487369908</bank-account-number>
        </local-bank-transfer-info>
        <order-id>4002617</order-id>
    </local-bank-transfer-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction
    xmlns="http://ws.plimus.com">
    <merchant-transaction-id>abc123</merchant-transaction-id>
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <amount>70</amount>
    <currency>USD</currency>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <country>us</country>
    </payer-info>
    <vaulted-shopper-id>19584262</vaulted-shopper-id>
    <transaction-meta-data>
        <meta-data>
            <meta-key>cityTaxAmount</meta-key>
            <meta-value>20.00</meta-value>
            <meta-description>City Tax Amount</meta-description>
        </meta-data>
        <meta-data>
            <meta-key>stateTaxAmount</meta-key>
            <meta-value>20.00</meta-value>
            <meta-description>State Tax Amount</meta-description>
        </meta-data>
    </transaction-meta-data>
    <local-bank-transfer-transaction>
        <local-bank-transfer-info>
            <swift-code>RABOUS66XXX</swift-code>
            <payment-reference>410000825979</payment-reference>
            <account-holder>Global Collect BV</account-holder>
            <bank-code>ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD</bank-code>
            <bank-name>Rabobank N.A.</bank-name>
            <country-description>United States</country-description>
            <bank-city>Ontario USA</bank-city>
            <bank-account-number>0487369908</bank-account-number>
        </local-bank-transfer-info>
        <order-id>4002619</order-id>
    </local-bank-transfer-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <vendors-info>
        <vendor-info>
            <vendor-id>10398032</vendor-id>
            <commission-percent>90.2</commission-percent>
        </vendor-info>
    </vendors-info>
    <amount>70</amount>
    <currency>USD</currency>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <country>us</country>
    </payer-info>
    <vaulted-shopper-id>27670687</vaulted-shopper-id>
    <local-bank-transfer-transaction>
        <local-bank-transfer-info>
            <swift-code>RABOUS66XXX</swift-code>
            <payment-reference>410000932249</payment-reference>
            <account-holder>Global Collect BV</account-holder>
            <bank-code>ABA&#x7c;122238420&#x7c;&#x7c;Address&#x7c;WESTLAKE VILLAGE, 2663 TOWNSGATE RD</bank-code>
            <bank-name>Rabobank N.A.</bank-name>
            <country-description>United States</country-description>
            <bank-city>Ontario USA</bank-city>
            <bank-account-number>0487369908</bank-account-number>
        </local-bank-transfer-info>
        <order-id>17649643</order-id>
    </local-bank-transfer-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

<?xml version="1.0" encoding="UTF-8"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <amount>75.60</amount>
    <currency>USD</currency>
   <tax-reference>048deff0-a285-47e1-bc39-42f79bf0095b</tax-reference>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <country>us</country>
    </payer-info>
    <vaulted-shopper-id>19584260</vaulted-shopper-id>
    <local-bank-transfer-transaction>
        <local-bank-transfer-info>
            <swift-code>RABOUS66XXX</swift-code>
            <payment-reference>410000825969</payment-reference>
            <account-holder>Global Collect BV</account-holder>
            <bank-code>ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD</bank-code>
            <bank-name>Rabobank N.A.</bank-name>
            <country-description>United States</country-description>
            <bank-city>Ontario USA</bank-city>
            <bank-account-number>0487369908</bank-account-number>
        </local-bank-transfer-info>
        <order-id>4002617</order-id>
    </local-bank-transfer-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

📘

Order ID and status

Until the shopper completes the order, the processing status stays as PENDING and there is no transaction ID. You must use the order-id for the transaction.

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API Explorer

To test out a call, enter the request content below and then click Try it!

Tip: Use the code below as a starting point. You can enter different parameters to refer to how your test scenario would work. The request headers, including authorization, are already built in for you in this test area, so you should not include them here.

<alt-transaction xmlns="http://ws.plimus.com">
    <amount>70</amount>
    <currency>USD</currency>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
                <country>us</country>
    </payer-info>
    <local-bank-transfer-transaction/>
</alt-transaction>
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:
Click Try It! to start a request and see the response here!